Cost of Living Adjustments (Cola) 2025

SUPPLEMENTAL SECURITY INCOME (SSI) BENEFITS

Security COLA?

The SSA has announced the 2025 COLA increase will be 2.5%. COLA adjustments are based on the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), which measures how much prices change over time for everyday goods and services.

The SSA's latest data shows the average monthly Social Security benefits check in August was $1,783.55. A 2.5% cost-of-living adjustment would raise the average monthly check by $44.59 next year.

  Effective January 1, 2024 the Federal benefit rate is $943 for an individual and $1,415 for a couple.

Key points about the 2025 increase:

• Percentage increase: 2.5% 

• Effective date: January 1, 2025 

SSI Federal Payment Standard

Individual 2024 $ 943/mo. 2025 $ 967/mo.

Couple 2024:$1,415/mo. 2025 $1,450/mo.

SSI Resource Limits

Individual 2024:$2,000 2025:$2,000

Couple 2024:3,000 2025: $3,000

SSI Student Exclusion

Monthly limit 2024:2,290 2025: 2,350

Annual limit 2024:9,230 2025:$9,460

Substantial Gainful Activity (SGA)

Non-Blind 2024:1,550/mo.2025:$1,620/mo.

Blind 2024:2,590/mo.2025:$2,700/mo.

Trial Work Period

(TWP) 2024:1,110/mo. 2025:1,160/mo.

sited:https://www.ssa.gov/cola/